The SBA minority loan statistics used in this article were made directly by the Weekly SBA Lending Statistics for Major Programs (Stand 2014.04 go? .04).
A substantial part of the SBA 7A loans (28%) of businesses owned by ethnic minorities. (Women are not defined as a minority in this context.) However, there is an ethnic group which has a strong presence, 3 receives / 4 loan dollars made minority owned business. Asians
Only 2% of SBA loans go to minority African American owned businesses.
Only 5% of SBA loans go to minority Hispanic owned businesses.
Only 21% of SBA loans go to minority Asian-owned businesses.
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Women are also less than their proportion of the SBA 7A loans
[1945001etwadieHälftederBevölkerungderVereinigtenStaaten] Women make, so the fact, only 16% of 7A loans go to women is terrible. If things are looking in terms of the dollar amount of loans, the companies are owned by women, the numbers are even worse! Only 12% of the total dollar amount of loans go to womenRead this:.? Does the SBA have special loan programs for women
sign in the 7A loan program, banks and credit unions, the loans. The SBA guarantees a certain portion of the loan remaining principal if the borrower to pay. (Learn more about SBA loans) It is a defense that the SBA could make for their poor performance with respect to African Americans, Hispanics and women. You can only approve loans presented to them, and the problem is with the bank, they do not regulate. (If the SBA program that is very lucrative for the lenders, their behavior can not influence, one might ask, what good is it in the first place?)
Before I saw the data, I had actually another angle to the story. I'll share the data / diagrams to this angle without much comment in context.
no surprise, 69% of 7A loans go to established companies compared to 31% for start-ups.
The majority of SBA 7A loan (59%) are available for $ 150K or less.
The overwhelming majority of credit dollar (0%) are allocated for loans totaling more than $ 150k.
Current SBA loan interest see
are wondering how to get an SBA loan? Click here to get our free guide:
As for a SBA loan request
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